Dreaming of a tropical escape without straying too far from home? Just a short flight from Florida, you’ll find stunning overwater retreats offering crystal-clear waters, private decks, and all the luxury you crave. From the turquoise waters of Mexico to the remote islands of Panama and Belize, these incredible resorts offer the perfect mix of luxury, seclusion, and adventure—all just a short flight from Florida.
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Bungalows Key Largo – Key Largo, Florida
If you want an overwater experience without leaving Florida, Bungalows Key Largo is your best bet. This adults-only, all-inclusive resort offers private waterfront bungalows with thatched roofs, oversized soaking tubs, and open-air outdoor showers. Guests can enjoy direct water access, paddleboarding, gourmet dining, and a serene spa—all within the breathtaking Florida Keys.
Palafitos Overwater Bungalows – Riviera Maya, Mexico
Located on the white sands of Maroma Beach, the Palafitos Overwater Bungalows are part of the luxurious El Dorado Maroma resort. These stunning bungalows feature glass floor panels, private infinity pools, and direct ladder access to the turquoise waters of the Caribbean. Plus, with a personal butler and all-inclusive dining, it’s the perfect mix of indulgence and relaxation.
Sandals Royal Caribbean – Montego Bay, Jamaica
For an adults-only all-inclusive experience, the overwater villas at Sandals Royal Caribbean are a dream come true. These floating sanctuaries boast overwater hammocks, infinity pools, and personal butler service. Located just off the private offshore island of Sandals Royal Caribbean, this exclusive retreat offers the perfect blend of romance and luxury.
Banyan Tree Mayakoba – Playa del Carmen, Mexico
The Banyan Tree Mayakoba offers a unique take on the overwater villa experience. Set within a stunning lagoon ecosystem, these spacious villas provide the ultimate in tranquility, with private pools and open-air living spaces. It’s an ideal option for those seeking an eco-luxury escape just a short trip from Florida.
Punta Caracol Acqua Lodge – Bocas del Toro, Panama
If you’re looking for a more rustic, eco-friendly retreat, Punta Caracol Acqua Lodge in Panama is a breathtaking choice. Built on stilts over the Caribbean Sea, these overwater bungalows offer solar-powered lighting and a peaceful, nature-filled setting. Enjoy snorkeling right from your deck or take in the sunset over the pristine waters.
Thatch Caye Resort – Belize
Perched on a private island off the coast of Belize, Thatch Caye Resort features charming overwater bungalows with stunning ocean views. These eco-conscious villas offer a secluded escape, complete with outdoor showers, hammocks, and steps leading directly into the sea. The resort is all-inclusive and offers plenty of adventure, from kayaking to snorkeling the Belize Barrier Reef.
Azul Paradise – Bocas del Toro, Panama
Tucked away on a quiet beach in Bocas del Toro, Azul Paradise offers stylish overwater bungalows with direct ocean access and glass floor panels to watch the marine life below. The resort’s remote location ensures a peaceful and intimate experience, making it a top pick for honeymooners and couples.
CoCo View Resort – Roatán, Honduras
A paradise for divers, CoCo View Resort in Roatán boasts overwater bungalows with front-row access to some of the best dive sites in the Caribbean. If you love exploring underwater worlds, this is the perfect place to stay. The resort also offers guided snorkeling and kayaking excursions, making it ideal for water lovers.
St. George’s Caye Resort – Belize
A true hidden gem, St. George’s Caye Resort in Belize offers charming thatched-roof overwater cabanas where you can unplug and unwind. There are no TVs or phones, just the sound of the waves and the beauty of the Caribbean. It’s an intimate retreat perfect for a peaceful escape.
Aruba Ocean Villas – Aruba
For a boutique experience, Aruba Ocean Villas is the only resort in Aruba with true overwater bungalows. These luxurious villas feature open-air living spaces, oversized bathtubs, and direct access to the crystal-clear waters. It’s an excellent option for those looking for a unique, upscale stay in the Caribbean.
Fairmont Mayakoba – Playa del Carmen, Mexico
Escape to a world of luxury ensconced amid natural beauty at Playa del Carmen’s Fairmont Mayakoba resort. Located in a private gated community, this luxury hotel is nestled within 240 hectares of tropical forest intersected by crystal-clear waterways and fringed by a pristine Caribbean shoreline. Play 18 holes on the prestigious El Camaleón golf course, snorkel beautiful coral reefs, or simply bask poolside in the warm Mexican sun. The spacious guest rooms and suites are bright and contemporary, overlooking the lush surrounding mangroves and white-sand beach.
Anthony’s Key Resort – Roatán, Honduras
Another fantastic Roatán option, Anthony’s Key Resort offers charming overwater bungalows with breathtaking ocean views. The resort is well known for its incredible dive experiences and dolphin encounters, making it a great choice for nature lovers and adventure seekers.
Cayo Espanto – Belize
An ultra-exclusive private island resort, Cayo Espanto features luxurious overwater villas with 5-star service. Each villa comes with a private dock, personalized meals prepared by a chef, and unobstructed ocean views. This is the ultimate splurge for those looking for total privacy and top-tier luxury.
Melia Cayo Coco – Cuba
For an all-inclusive overwater experience closer to Florida, Melia Cayo Coco in Cuba offers overwater suites perched above a peaceful lagoon. With a private beach, stunning sunset views, and easy access to the main resort’s amenities, it’s a fantastic choice for travelers looking for a romantic getaway.
Eclypse de Mar Acqua Lodge – Bocas del Toro, Panama
Another stunning option in Panama, Eclypse de Mar Acqua Lodge combines sustainability with luxury. The eco-lodge features solar-powered overwater bungalows with breathtaking sunset views. It’s a fantastic option for eco-conscious travelers looking to experience the beauty of Bocas del Toro.
Rosewood Mayakoba – Riviera Maya, Mexico
One of the most luxurious resorts in Mexico, Rosewood Mayakoba features breathtaking overwater suites nestled within a serene lagoon. Each villa offers private plunge pools, butler service, and a seamless blend of modern elegance and natural beauty. It’s an unforgettable experience for those seeking high-end luxury.
Read next: Best Overwater Bungalows Near The USA.
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